Choosing between annuities and 401(k) plans requires evaluating long-term financial goals. Annuities offer a reliable income source, shielding retirees from market instability, though they often have fees and liquidity restrictions. Meanwhile, 401(k) accounts allow employees to save with tax benefits and employer contributions, but they carry investment risks. Many retirees find that ... https://www.federalpensionadvisors.com/post/annuity-vs-401k