The IRMAA 2026 update brings important changes that could impact Medicare premiums for federal retirees. FederalPensionAdvisors explains the latest income brackets, surcharge adjustments, and strategies to help minimize costs. Stay ahead of the curve with expert insights tailored to your federal retirement plan, and learn how to manage your income to avoid higher Medicare expenses. https://www.federalpensionadvisors.com/post/2026-irmaa-brackets-medicare-irmaa-in-2026-and-surcharge